Priestly and Yahwist Views of Creation Essay Example

Clerical and Yahwist Views of Creation Essay What number of individuals have ever seen that there are two accounts of creation in the Bible? The wellsprings of the Genesis story, which I will investigate underneath, is that of the Priestly (P) source and of the Yahwist (J) source. After hearing there are different records, different sources, and so forth it is enticing to naturally expect there are logical inconsistencies and errors. This doesn't need to be the situation. Thusly, I will portray contrasts between the two sources beneath and how one can peruse these records through philosophical and peaceful eyes. The two creation stories give various types of data, point of fact, yet this can be very complimentary to each other. The P source is worried about mirroring the request and structure of Gods plan for the world †an omnipotent God loaded with force and authority. In the P wellspring of Genesis 1, we read Gods name as Elohim, which is the conventional name of God emitting an implication of a ground-breaking being. This wellspring of the creation story, uncovers God as glorious and otherworldly, where all occasions happen as per His will. The contrasts between the P and the J source is that in the previous, God makes the Heavens and earth and mankind by minor words where as in the previous, God resembles a potter trim and forming humankind utilizing the residue starting from the earliest stage. Humankind is supported in that it has been made in the picture, the similarity of Elohim. Moreover, the P source just notices humankind toward the end as the last creation in the similarity of God. At the point when we survey the J wellspring of the creation story, never again is God called Elohim yet now, the Lord is called Yahweh meaning â€Å"He is†. Between the P and J source, we can perceive the stepping stool as giving an increasingly close to home record identified with people †a God truly put resources into the issue of humanity, His creation. How would we finish up something like this? The J gives name considerably more close to home detail in that we learn of the names of Adam and Eve, we are given a mor We will compose a custom article test on Priestly and Yahwist Views of Creation explicitly for you for just $16.38 $13.9/page Request now We will compose a custom exposition test on Priestly and Yahwist Views of Creation explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer We will compose a custom exposition test on Priestly and Yahwist Views of Creation explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer

bio lab 6 essays

bio lab 6 expositions Microscopy and the Electron Microscope People have been amplifying objects for a considerable length of time by utilizing focal point. Utilizing focal point to amplify objects has helped humanity find out about the cell hypothesis and lifestyles. Zacharias built the principal compound magnifying lens. Robert Hooke utilized the magnifying lens to look at cuts of stopper. He saw numerous little boxes and called them cells. Cells are the structure squares of life. We would not know as much about cells as we do with out magnifying instruments. It is critical to think about the various kinds of magnifying lens and how they work. Cd player, Individualized Biology lab book, pen, and your cerebrum. Goals: (See page 2 of Individualized Biology Unit 9 Script.) Anton van Leeuwenhoek is viewed as the dad of bacteriology. He utilized a basic magnifying instrument comprising of one focal point to watch microscopic organisms and other unicellular microorganisms. He granulated the focal point he utilized, with the goal that the focal point had extraordinary ebb and flow. He arrived at amplifications of 270 distances across. This was the most reached from his time. Amplification builds the perceivability of what ever detail the target focal point can uncover. There is a noteworthy connection between frequency and settling power. Frequency is the separation between relating focuses on two progressive waves. The shorter the frequencies are utilized, the more noteworthy the settling power is. Two articles that are nearer together than one a large portion of the frequency of light utilized can not be viewed as independent items. There are a few different ways to build the settling power. You can utilize a shorter frequency, venture on to screens, use quartz focal point, utilize bright light, or utilize a target focal point that can acknowledge a more prominent cone of light. The frequency that would give the best settling power for a light magnifying instrument is blue. Light source greatly affects a magnifying instrument. The brilliant fi ... <!

Legalizing Marijuana Essay Example For Students

Authorizing Marijuana Essay To the AIDS or malignancy persistent, the plant battles sickness and hunger misfortune. To the nutritionist, its seed is second just to the soybean in healthy benefit, and is a wellspring of cooking oil and nutrients. To the paper or material producer, the plant gave a lot of our paper and apparel for many years and creates multiple times more fiber per section of land than trees. To the earthy person, the plant could incredibly slow deforestation, reestablish looted supplements by different harvests, and help forestall disintegration. What's more, as per Lonnelle Aikman, Preliminary indings show the medication may demonstrate viable against glaucoma and asthma, and control such side sickness in malignant growth treatment (158). Sadly, to the vast majority in this nation, it is a futile plant with regards to financial or clinical worth. Pot ought to be legitimized in the United States. In specialized terms, hemp, cannabis, or for the normal American, pot, it is utilized distinctly for recre! ational purposes. I think cannabis is a plant that could spare the world. In this paper I would like to turn around partialities, diminish obliviousness, and illuminate individuals regarding the known and potential helpful employments of this amazing plant. Starting today the country remains behind three fundamental thoughts of how to manage pot; authorize pot, make it lawful just as a doctor prescribed medication, or keep it for what it's worth, illicit. Individuals who are ace weed, contend that weed is significantly less hurtful than tobacco and liquor, the most often utilized legitimate medications. Besides pot has never legitimately caused anyones passing. Individuals who side with the legitimization of weed for clinical purposes accept that whatever it takes to get the job done, so be it. In any case, the individuals who need to keep it unlawful feel that the clinical uses don't exceed the destructive symptoms. Before choosing whether pot ought to be legitimate or unlawful, one has to know some essential realities. Lester Grinspoon, M. D. also, James B. Bakalar note most botanists concur that there are three types of pot; Cannabis sativa, the most boundless of the three, is tall, awkward, and inexactly fanned, developing as high as twenty feet; Cannabis indica is shorter, around three or four feet in stature, pyramidal fit as a fiddle and thickly stretched; Cannabis ruderalis is around two feet high with few or no branches (1). They likewise state that Cannabis has gotten one of the most across the board nd enhanced of plants. It develops as weed and developed plant everywhere throughout the world in an assortment of atmospheres and soils (1). Weed was first developed in China around 4000 B. C. It was predominantly utilized as a calming and pain relieving, however today it is normally utilized for the high or the euphoric inclination it causes. The most dynamic fixing in weed is delta-9-tetrahydrocannibinal ordinarily alluded to a! s THC, which wasnt found until the 1960s. Maryjane is unlawful today in light of the Marijuana Stamp Tax Act went in 1937. This demonstration denied the utilization, deal, and developing of cannabis. It was made unlawful on the grounds that nobody comprehended why smoking cannabis caused individuals to feel the manner in which they did, and in light of the fact that it was related with Indians and other alleged indecent individuals. Today pot is illicit in light of the fact that exploration has indicated some inebriating impacts. For example, visualization, nervousness, wretchedness, extraordinary inconstancy of state of mind, neurosis and schizophrenia enduring as long as six hours. Raphael Mechoulam says, Although cannabis causes beginning anxiety, energy, and here and there uproarious, incautious conduct, pacing and moving, the fundamental picture is of decreased physical action separated from discourse (316). Physical impacts incorporate blushing of the eyes, dryness of the mouth and throat, a moderate increment in pulse, snugness in the chest, languor, flimsiness, and ungraceful strong compressions. Cannabis cushions ! the focal sensory system, yet isn't known to deliver a lot of tar in the lungs. .u98b592d8cd1e8aa419f039a4e66cdf2e , .u98b592d8cd1e8aa419f039a4e66cdf2e .postImageUrl , .u98b592d8cd1e8aa419f039a4e66cdf2e .focused content region { min-stature: 80px; position: relative; } .u98b592d8cd1e8aa419f039a4e66cdf2e , .u98b592d8cd1e8aa419f039a4e66cdf2e:hover , .u98b592d8cd1e8aa419f039a4e66cdf2e:visited , .u98b592d8cd1e8aa419f039a4e66cdf2e:active { border:0!important; } .u98b592d8cd1e8aa419f039a4e66cdf2e .clearfix:after { content: ; show: table; clear: both; } .u98b592d8cd1e8aa419f039a4e66cdf2e { show: square; progress: foundation shading 250ms; webkit-change: foundation shading 250ms; width: 100%; haziness: 1; change: murkiness 250ms; webkit-change: darkness 250ms; foundation shading: #95A5A6; } .u98b592d8cd1e8aa419f039a4e66cdf2e:active , .u98b592d8cd1e8aa419f039a4e66cdf2e:hover { mistiness: 1; change: obscurity 250ms; webkit-change: haziness 250ms; foundation shading: #2C3E50; } .u98b592d8cd1e8aa419f039a4e66cdf2e .focused content zone { width: 100%; position: relative; } .u 98b592d8cd1e8aa419f039a4e66cdf2e .ctaText { outskirt base: 0 strong #fff; shading: #2980B9; text dimension: 16px; textual style weight: striking; edge: 0; cushioning: 0; content enrichment: underline; } .u98b592d8cd1e8aa419f039a4e66cdf2e .postTitle { shading: #FFFFFF; text dimension: 16px; text style weight: 600; edge: 0; cushioning: 0; width: 100%; } .u98b592d8cd1e8aa419f039a4e66cdf2e .ctaButton { foundation shading: #7F8C8D!important; shading: #2980B9; fringe: none; fringe span: 3px; box-shadow: none; text dimension: 14px; text style weight: intense; line-tallness: 26px; moz-fringe sweep: 3px; content adjust: focus; content adornment: none; content shadow: none; width: 80px; min-stature: 80px; foundation: url(https://artscolumbia.org/wp-content/modules/intelly-related-posts/resources/pictures/straightforward arrow.png)no-rehash; position: total; right: 0; top: 0; } .u98b592d8cd1e8aa419f039a4e66cdf2e:hover .ctaButton { foundation shading: #34495E!important; } .u98b592d8cd1e8aa419f0 39a4e66cdf2e .focused content { show: table; tallness: 80px; cushioning left: 18px; top: 0; } .u98b592d8cd1e8aa419f039a4e66cdf2e-content { show: table-cell; edge: 0; cushioning: 0; cushioning right: 108px; position: relative; vertical-adjust: center; width: 100%; } .u98b592d8cd1e8aa419f039a4e66cdf2e:after { content: ; show: square; clear: both; } READ: FOREIGN TRADE POLICY AND THE IMPACT ON AGGREGATE E EssayAlthough pot has not been demonstrated to be truly addictive, its utilization can be mentally addictive. These are the antagonistic impacts of cannabis, and the essential reasons why residential individuals, specialists, and government officials need to keep maryjane illicit. Supporters of authorizing pot express that some legitimate medications are similarly as terrible. For instance, liquor has a large number of a similar reactions of cannabis. Liquor cushions the focal sensory system and is known to execute synapses. A joint of cannabis is known to deliver more tar than a cigarette, yet on the normal maryjane clients don't devour enough weed to outperform the tar develop of an individual who smokes a pack of cigarettes daily. June Crown and W. D. M. Paton express that Further, one ought to understand that diverse cannabis smokers select various degrees of ntoxication (18). What's more, both liquor and cigarettes have been demonstrated to be artificially addictive but then they are legitimate. Starting late 1990, there were around twelve individuals who had authorization to smoke cannabis for its clinical worth. Are these the main individuals who can profit by cannabis? Not as indicated by Harvard analysts who overviewed 2,430 oncologists; of the 1,035 who reacted about half said that they had proposed smoking weed to in any event one of their patients, regardless of the way that it is illicit, and that they would endorse cannabis on the off chance that it were authorized. When Kenny and Barbara Jenks, of Panama City, Florida, created AIDS, the main thing that made them ravenous and diminished their queasiness were a few hits of pot every day. Neither of them had ever been pot smokers previously, however everything their primary care physician endorsed for them fizzled. In March of 1990, twelve cops put a battering ram through the entryway of their trailer, took their two 10-inch cannabis plants, and captured the couple. The Jenks fought back, and after nine months got two of a bunch of legitimate cannabis smokers in the United States. Throughout the previous ten years the legislature has sparingly administered pot to brief segment of the populace to get it legitimately on a test reason for the treatment of glaucoma and sickness identified with disease chemotherapy. At the pinnacle of the Drug Wars in the late 1980s the Department of Health and Human Services started getting many applications from AIDS patients, for whom marijuanas hunger actuating impacts was the main thing that isolated them from life and demise. As they shed pounds and quality, they thought that it was increasingly more hard to continue the will to live. Rather than seeing the interest, Health and Human Services immediately shut down the program this previous year, just permitting the select gathering previously profiting by maryjane to proceed. Helping individuals in need wasnt worth imperiling the notoriety of the War on Drugs. They felt that the utilization of maryjane, even as a medication would send an inappropriate message to individuals. Despite the fact that there is a lot of discussion about the sanctioning of medications among the state government there is almost no discussion about it on the national level. Rather than legitimizing it the legislature has attempted to concoct options in contrast to cannabis se. They presently offer a medication called Marinol, a round earthy colored pill containing a counterfeit rendition of one of marijuanas working fixings. Marinol is created exclusively by Unimed Inc. in Buffalo Grove, Illinois. The pill sells for around five dollars a tablet, and was endorsed in 1985 to fight the queasiness related with disease chemotherapy. In the book, Marijuana, the Forbidden Medicine, it expresses that regurgitating (dry hurls) may keep going for quite a long time or even days after every treatment, trailed by days and ev

REsearch Paper on Bike Safety Essay

A. â€Å"The loss of 630 lives in bike crashes in 2009, just shy of two individuals each day of the year in the U.S., is a horrible toll† (â€Å"Bicycle Crash Facts†), states the U.S. Division of Transportation Federal Highway Administration. B. Because of the absence of training in bicycle wellbeing, Elementary Schools in the U.S. try not to give, youngsters are bound to be associated with car crashes, have an expanded danger of death, and the pace of individuals riding bicycles is quickly diminishing. II. Body Paragraph Youngsters are not educated appropriately about the distinctive traffic signs, the significance of a head protector and different themes, which are basic for an individual to have the option to ride a bicycle. III. Body Paragraph Moreover, Teachers and guardians ought to support their youngsters and understudies to ride their bicycles all the more much of the time, what could keep them from corpulence and contamination. IV. Body Paragraph Besides the positive change the utilization of a bike can have on a human body and even psyche as they unwind on their way, they help diminish contamination, as they don't make any carbon outflows. V. End A. Unmistakably, grade schools in the United States of America don't fulfill the deficiency of the bicycling data in the training framework so as to keep their understudies from inevitable auto collisions, maybe even passing and to urge the cutting edge to utilize their bikes all the more as often as possible. B. Sum up Body Paragraphs C. Sparing 630 existences of children and little girls in a year ought not be a point to examine, however to be set promptly in real life and bolster the best innovation a human at any point made, the bike. A Ride to a Better World â€Å"The loss of 630 lives in bike crashes in 2009, just shy of two individuals each day of the year in the U.S., is a horrible toll† (â€Å"Bicycle Crash Facts†), states the U.S. Division of Transportation Federal Highway Administration. These days individuals live obliviously with bicycling being excessively hazardous, overlooking that it is a solid, elective and powerful type of transportation that gives an entrancing method of working out. In addition to the fact that bicyclists have to be instructed, yet additionally every client of an open vehicle must be educated about bicycle security; each vehicle client must know about bicycles precisely as they are for different vehicles. All together for a cyclist to be sheltered, vehicle drivers and motorcyclists need to regard cyclists as a vehicle precisely as they seem to be. Because of the absence of instruction in bicycle security, Elementary Schools in the U.S. try not to give, kids are bound to be engaged with auto collisions, have an expanded danger of death, and the pace of individuals riding bicycles is quickly diminishing. Youngsters are not educated appropriately about the distinctive traffic signs, the significance of a head protector and different themes, which are crucial for an individual to have the option to ride a bicycle. John Pucher, an educator of urban arranging, has been directing a lot of research on transport arrangements, transport frameworks, and uniquely bicycling conduct in Europe, Canada, and the USA. Considered a specialist on the point arranging and open approach, he educated; â€Å"Freiburg, Germany announced the biggest increment in bicycling, nearly multiplying the bike portion of excursions from 15% in 1982 to 27% in 2007. These information propose that it might be hard to expand bicycling past effectively high levels† (Putcher, John). In actuality, the purpose behind the expansion in bicycling in this nation is training. In Germany, youngsters in fourth grade need to mandatory take a permit test for bikes. Essentially, it is equivalent to a driver’s permit; for a month kids are instructed by their educators about traffic signs and how to respond in various rush hour gridlock circumstances. After the hypothetical exercises, they carry their as of now reviewed bicycles to class and start with viable exercises, riding on smaller than normal traffic lines and obeying traffic signs recently introduced. To cause the circumstance to appear to be progressively formal, youngsters anxiously take the hypothetical and down to earth test, managed by two cops. Excitedly, every kid needs to dazzle their folks by riding as great as possible. Tzirath Perez, a thirteen-year old young lady, portrays her involvement with fourth grade: â€Å"Thanks to the bike exercises I had in Germany, presently, when I ride my bicycle with my companions, I have a sense of safety, certain and I am happy I definitely know the majority of the traffic signs† (Perez). In view of the early support for kids, they are all the more ready to utilize their bicycles and are set up to ride through traffic securely on their way to their goal. By wearing a head protector and knowing precisely how to carry on the road when riding their bicycles to class, German kids help to decrease their parent’s vehicle use in light of the fact that these youthful cyclists can travel securely without a car. Since these youngsters ride their bicycles to class in the first part of the day they spare their folks from the pressure of hustling to prepare toward the beginning of the day for school and from investing energy stuck in vehicle blockages attempting to get the chance to class. Because of the bicycle paths, which the U.S government has acquainted with the avenues, it is more secure for kids to ride their bicycles and they will show up quicker at their goal. After school, when kids ride home they loosen up their body and psyche, getting a charge out of the wonderful nature and breathing outside air. While riding their bikes among school and home, youngsters possess a smidgen of energy for themselves to quiet somewhere near disregarding the unpleasant school and unsettled guardians. Jennifer Dill, a teacher at the Toulan School of Urban Studies and Planning, states in her exploration paper: â€Å"An broad and quickly developing writing recommends the need to encourage bicycling through proper framework, (for example, bicycle ways and bicycle stopping), traffic quieting, preparing and instruction programs, and other strong measures† (Dill, Jennifer). Clearly, the watchword to this whole issue is training; schools are shaping the estimations of the following time of humankind. On the off chance that the accompanying age isn't equipped for understanding basic traffic signs, how to drive securely nor the every day sway the utilization of a vehicle is having on our planet, they are gradually stepping toward a world brimming with uninformed individuals, who will bomb in their endeavor to make our planet a superior spot. Shockingly, instructors now and then don't pay attention to their employments as teachers and don't consider the to be theme as a significant factor in our general public. America could encounter a lessening in auto collisions, where youngsters are included, not by decreasing cyclists, however by teaching appropriately America’s youth. What's more, Teachers and guardians ought to energize their youngsters and understudies to ride their bicycles all the more regularly, what could keep them from heftiness and contamination. â€Å"Obesity and physical idleness among more youthful individuals is a significant issue we need to handle and biking has demonstrated an exceptionally mainstream after-school action with the youngsters† (Milford, Lynne), saw Chris French, a senior general wellbeing pro at NHS North East Essex, about the biking-program he has done in different schools as an extracurricular movement. Undoubtedly, Chris French is setting a marvelous good example for us to follow, yet our last objective is to fuse bike training in our official instruction framework, so it is mandatory for each and every youngster who goes to a state funded school. Thusly we can urge them to accomplish all the more practicing and gain since the beginning on the greater part of the significant traffic signs to be more ready when they need to do their permit test later on. In the event that guardians can't bear to pay their youngsters an extracurricular movement outside from school, bicycling is a modest elective way that can be amazingly lovely for kids in each age and grown-ups in its different types of utilization, for example, â€Å"†¦mountain bicycling, hustling bicycling, visiting bicycling or BMX biking† (Baxamusa, Batul); luckily, the various assorted variety of utilizing a bike can speak to a wide range of various individuals. Additionally, the exorbitantly utilization of videogame is hurting the people to come, since they engage themselves for quite a long time by not moving anyone part, yet their fingers making the consuming of calories practically inconceivable. Other than the viciousness of this deficient videogames thinks about the kids, which begin being rude towards their folks and not complying with their limitations. The routine would turn out to be in the end an endless loop, on the grounds that the kids continue resisting their folks and playing more videogames. Despite the fact that â€Å"33 percent of kids and teenagers are corpulent in the United States† (Stein, Cherie), most of guardians deplorably don't recognize nor acknowledge the overweight of their own youngsters; because of the separating society we live in. A blend of absence of physical action, hereditary variables and unfortunate eating designs is the significant reason for corpulence in kids, implemented by their reluctance to do practice and outside-playing exercises. Luckily, two of these causes, physical action and eating designs, can be controlled intently by instructors and guardians, in the event that they have a solid activity toward their kids. Kids are anything but difficult to control; if a parent or an educator eagerly urged youngsters to ride their bicycles in any event once every week and consolidated it with a solid eating regimen, the quantity of large youngsters in the United States could without much of a stretch be diminished. Additionally, bicycling can't just diminish heart and lung sicknesses, yet in addition asthma and overweight related ailments. Not exclusively are the youngsters at risk for solid dangers, yet additionally in peril to the presentation of friends harassing them for their overweight. In the long run this kind of badgering can prompt lower confidence and even mental damage. In the event that an individual has the instrument to forestall and tackle a major issue with horrendous outcomes, this individual ought not squander brief more on t

Company Law and its results Case Study Example | Topics and Well Written Essays - 1000 words

Organization Law and its outcomes - Case Study Example For this situation Jamal isn't just the chief yet in addition is the investor of the organization. The planned goals brought by Jamal identifying with installment of profit and his abhorrence on the style of the executives mirrors the abuse of the minority by the lion's share spoke to by Boss and Harris. As has been chosen in the above case, when a wrong is focused on an organization, just the organization is the best possible individual to bring an activity for harm. Since the executives control the organization and it is the chiefs whose lead is the issue now, just the investors need to acquire an activity the name of the organization. There are sure standards built up on account of Foss v Harbottle. They are: 2. The subsequent guideline identifies with 'interior administration' of the organization where the activity grumbled of is something which the dominant part is qualified for then the activity for lawful cure can be brought by the lion's share as it were. Applicable cases are: Jamal may not be in a situation to bring any activity against the rest of the chiefs as the organization is the main legitimate individual for making a move against the executives. As indicated by the subsequent guideline set down in Foss v Harbottle since Boss and Harris speak to the greater part, just they are qualified for bring activity if any for cure. The grumbling from Jamal doesn't fall inside the special cases to the standard set down in Foss v harbottle as there is no clear misrepresentation submitted by Harris and Boss speaking to the greater part. Issue 2: Goals brought by Boss and Harris for the evacuation of Jamal as a chief Answer: It is conceivable that an organization by conventional goals expel a chief before the finish of his time of office. Such an activity might be brought under segment 303 of the Companies Act 1985 despite anything contained in the Articles of Association of the organization or anything contained in any understanding between the organization and the executive. The evacuation of an executive under segment 303 won't deny the chief of his ideal for remuneration or harms payable in regard of the end of his arrangement as executive. The executive will likewise be qualified for his privilege of pay in regard of the end of some other arrangement. It is compulsory for the organization to give a unique notification of the goals planned to be passed in the regular gathering for the evacuation of an executive or to designate another in the spot of the chief expelled at the gathering where the executive is so expelled. Under area 304 on receipt of the notification of a planned goals to evacuate a chief under

URGENT FINISH ORDER - CGEA Curriculum Report Example

URGENT FINISH ORDER - CGEA Curriculum Report Example URGENT: FINISH ORDER - CGEA Curriculum Report â€" Essay Example > Selected Curriculum The targeted group of students who will be taught under this curriculum will be adult learners, and as such I have elected to utilize the CGEA curriculum due to its broad scope and wide acceptability. The CGEA has had various incarnations. It was first formed in 1993, based on an earlier adult literacy curriculum frame work by the Adult Community and Further Education Board (ACFEB), and its purpose was to accredit non-school training pathways up to tertiary entrance standards. It has also sustained itself through a number of revisions, the most recent being in 2006. In spite of its relative infancy, it has been adopted in Victoria and in most states as a basis for program funding and planning. The providers of the CGEA curriculum are TAFE College and CAE. Funding is made jointly by both state and Commonwealth governments. The CGEA lends itself admirably to those concepts which enhance strategy training and its applicability to adult learning. Strategic learning is described by Richards, Platt Platt (1992 p. 355)) as “… [it is] training in the use of learning strategies in order to improve a learners’ effectiveness” (Richards et al 1992) In so doing, Richards et al describe a number of strategy trainings which can be used. “(1) Explicit or direct training: Learners are given information about the value and purpose of particular strategies, taught how to use them and how to monitor their own use of the strategies” (Richards et al). “(2) Embedded strategy training; the strategies to be taught are not taught explicitly but are embedded in the regular content of an academic subject area such as reading, math, or science” (ibid) “(3) Combination strategy training: explicit strategy training is followed by embedded training” (Ibid) Additionally, the thrust of CGEA is the concept that skills development occurs best when it is within a social context and geared for social purposes Learner training can aptly be characterized as teaching learners how to become independent and autonomous learners. As stated by Zimmerman 1986, “self regulation refers to the degree to which individuals become metacognitively, motivationally, and behaviourally active participants in their own learning process” (Zimmerman, p.307). According to Livingston 1997, students possess the capacity to control their learning. “…Although most individuals of normal intelligence engage in metacognitive regulation when confronted with an effortful cognitive task, some are better than others are. Those with greater metacognitive abilities tend to be more successful in their cognitive endeavors. The good news is that individuals can learn how to regulate their cognitive activities” (Livingston 1997). Brown 2000, recognizes the work on the effectiveness of learning strategies for various learners in a variety of contexts, he states…”we probe its implications for your teaching methodology in the classroom, specifically, how your language classroom techniques can encourage, build, and sustain effective language learning strategies in your students” (Brown 2000, p. 130). The CGEA is a set of certified courses designed to develop and heighten the literacy, numeracy and general education proficiencies of adults ages 15 and above. The premise is well established that adults have differing learning requirements and personal goals, and that flexibility is necessary in terms of the

Money Laundry History Origin Of The Term Finance Essay - Free Essay Example

We all hear and use the term money laundry, but where did that term originate from and when? It is said that, money laundry originated from Mafia ownership of Laundromats (self service laundry) in the United States. Mafia were earning a lot of money from extortion, prostitution, gambling and bootleg liquor, they needed to show a legitimate source for their money. Laundromats were used to cover these illicit earnings, because they are cash businesses and this was an undoubted advantage to people like Al Capone who purchased them. On the other hand, other say that the term originated because it perfectly describes what takes place illegal, or dirty, money is put through a cycle of transactions, or washed, so that it comes out the other end as legal, or clean, money. Money Laundry Beginnings There is no specific date of when money laundry began. However, the conviction of Al Capone in 1931 may have been the trigger that set the money laundry business in motion. Money laundering seems to have started after Meyer Lansky got affected by the conviction of Capone for something as obvious as tax evasion. He was determined that the same fate would not befall him and thats when he discovered the benefits of numbered Swiss Bank Accounts. The use of the Swiss facilities gave Lansky the means to incorporate one of the first real laundering techniques, the use of the loan-back concept, which meant that illegal money could now be disguised by loans provided by compliant foreign banks, which could be declared to the revenue if necessary, and a tax-deduction obtained into the bargain. Money Laundry as an Expression Money laundering as an expression is fairly recent. The word was first used in newspapers reporting the Watergate scandal in the United States in 1973. The first appearance of money laundering in a judicial or legal context was in 1982, in America in the case  US v $4,255,625.39. The term is now widely accepted and used throughout the world. ** The history of anti money laundry will be discussed later in the assignment What is Money Laundry and Anti- Money Laundry? The simplest yet most comprehensive definition of Money Laundering is the criminal practice of filtering ill-gotten gains or dirty money through a maze or series of transactions, so the funds are cleaned to look like proceeds from legal activities. Money laundering does not have to involve cash at every stage of the laundering process. In practice, criminals are trying to disguise the origins of money obtained through illegal activities so it looks like it was obtained from legal sources. Otherwise, they cant use the money because it would connect them to the criminal activity, and law-enforcement officials would seize it. Money laundering is a serious charge; in 2001 U.S. prosecutors obtained almost 900 money-laundering convictions with an average prison sentence of six years. The rise of global financial markets makes money laundering easier than ever, countries with bank-secrecy laws are directly connected to countries with bank-reporting laws, making it possible to anonym ously deposit dirty money in one country and then have it transferred to any other country for use. However, organized crime will always continue to innovate new ways to carry out their illegal transactions. Anti Money Laundry (AML) on the other hand is the fight against money laundry. It is used in financial  and  legal  industries to describe the legal controls that require  financial institutions  and other regulated entities to prevent or report  money laundering  activities. The guidelines of AML came into prominence globally after the  September 11, 2001 attacks  and the subsequent enactment of the  USA PATRIOT Act. Money Laundering Procedure As we have previously mentioned Money Laundering is not a single act, but is a 3 steps procedure. These steps can occur either simultaneously or one by one, and they are:- Taken from Money Laundering in the EU https://people.exeter.ac.uk Placement: The 1st stage in the washing cycle is merely the process of placing unlawful cash proceeds into traditional financial institutions. The process of placement can be carried out through many processes including: Currency Smuggling   This is the physical illegal movement of currency and monetary instruments out of a country. Structuring Deposits (Smurfing) Breaking up large amounts of money into smaller, less-suspicious amounts Bank Complicity   This is when a financial institution, such as banks, is owned or controlled by unscrupulous individuals suspected of conniving with drug dealers and other organized crime groups. Currency Exchanges   In a number of transitional economies the liberalization of foreign exchange markets provides room for currency movements and as such laundering schemes can benefit from such policies. Securities Brokers   Brokers can facilitate the process of money laundering through structuring large deposits of cash in a way that disguises the original source of the funds. Blending of Funds- Enables the funds from illicit activities to be obscured in legal transactions. Asset and Valuable Commodity Purchase Offshore Accounts ÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¢ Layering: The process of separating the proceeds of criminal activity from their origin through the use of layers of complex financial transactions, such as converting cash into travelers checks, money orders, wire transfers, letters of credit, stocks, bonds, or purchasing valuable assets, such as art or jewelry. ÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¢ Integration: The process of using an apparently legitimate transaction to disguise the illicit proceeds, allowing the laundered funds to be disbursed back to the criminal. Different types of financial transactions, such as sham loans or false import/export invoices, can be used. Banks role in anti-money laundering Government Cooperation Banks have a major role in fighting against money laundering as they are at forefront of these activities. Several measures have been taken to ensure that all banks cooperate with their government in their anti-money laundering efforts. In the USA for instance, The  Bank Secrecy Act 1970 (BSA)  basically eliminates all anonymous banking in the United States. It gives the Treasury Department the ability to force banks to keep records that make it easier to spot a laundering operation. This includes reporting all single transactions above $10,000 and multiple transactions totaling more than $10,000 to or from a single account in one day. A banker who consistently violates this rule can serve up to 10 years in prison. Similar measures include the  1986 Money Laundering Control Act  which makes money laundering a crime in itself instead of just an element of another crime, and the1994 Money Laundering Suppression Act  which orders banks to estab lish their own money-laundering task forces to weed out suspicious activity in their institutions. KYC Know your customer (KYC) is the due diligence and bank regulation that financial institutions and other regulated companies must perform to identify their clients and ascertain relevant information pertinent to doing financial business with them. Gathering as much relevant information as you can about your client in the present can prevent any incidents that might happen in the future. Also, banks must ensure that appropriate bank personnel are trained in all aspects of the regulatory requirements of the AML and anti-money laundering policies and procedures. FATFs 40 Recommendations The Financial Action Task Force (FATF), which has 33 member states and international organizations on its roster list as of 2005, has developed into the most prominent international organization for fighting against money laundering. The FATF issued the 40 Recommendations for banks (there are actually 49 now) that have become the anti-money-laundering standard. These recommendations include: Identify and do background checks on depositors. Report all suspicious activity. (For example, if a background check revealed that depositor A works in a steel factory, and he typically deposits $2,000 every two weeks, a series of 10 $9,000 deposits over the course of two weeks should raise a red flag.) Build an internal taskforce to identify laundering clues. By following these recommendations, banks and financial institutions can set-up guidelines to protect themselves from any money laundering threat. While increased worldwide efforts are making a small dent in the money-la undering industry, the problem is huge, and the money launderers are winning overall. Countries with bank-secrecy rules, which arguably have legitimate benefits to the honest depositor, make it extremely hard to track money once its transferred overseas. Still, the FATFs continues to work hard to aid and cooperate with banks in the effort against money laundering. However, only increased global awareness and cooperation can curb the success of the money-laundering industry.